每經編輯｜黃俊玲    

每經記(ji)者 黃俊玲 發自北京

4月14日，保(bao)(bao)監會正式對外(wai)披露(lu)了陽光渝融(rong)信(xin)用保(bao)(bao)證(zheng)保(bao)(bao)險公(gong)司的籌建，這是繼中國出口信(xin)用保(bao)(bao)險公(gong)司之(zhi)后的第二家信(xin)用險公(gong)司。

來(lai)自保(bao)監會的批(pi)文(wen)稱，同(tong)意(yi)陽光財產保(bao)險(xian)股份(fen)有(you)限公(gong)(gong)司(si)、重(zhong)慶(qing)兩江(jiang)金(jin)融發(fa)展有(you)限公(gong)(gong)司(si)和安(an)誠財產保(bao)險(xian)股份(fen)有(you)限公(gong)(gong)司(si)等3家公(gong)(gong)司(si)共同(tong)發(fa)起籌建陽光渝融信用保(bao)證保(bao)險(xian)股份(fen)有(you)限公(gong)(gong)司(si)，注冊資本人民幣10億元(yuan)，注冊地(di)重(zhong)慶(qing)市。擬任董事長(chang)彭吉海，擬任總經理董迎秋。

陽光保險(xian)(xian)(xian)一(yi)位(wei)內部(bu)人士在與《每日經濟新聞(wen)》記(ji)者交流時透露，這(zhe)家信(xin)用(yong)保證保險(xian)(xian)(xian)公司是按照保監(jian)會(hui)專業(ye)(ye)化運營的思路來(lai)設(she)計的，所(suo)以(yi)以(yi)后(hou)將主(zhu)要做(zuo)信(xin)用(yong)險(xian)(xian)(xian)和保證保險(xian)(xian)(xian)業(ye)(ye)務(wu)。該(gai)人士坦言，目前政策(ce)性的信(xin)用(yong)險(xian)(xian)(xian)還(huan)主(zhu)要是中(zhong)國(guo)出口信(xin)用(yong)保險(xian)(xian)(xian)公司在做(zuo)，而商業(ye)(ye)信(xin)用(yong)險(xian)(xian)(xian)、保證保險(xian)(xian)(xian)業(ye)(ye)務(wu)商業(ye)(ye)保險(xian)(xian)(xian)公司也是可以(yi)做(zuo)的。

《每日經濟新聞》記(ji)者獲悉，互聯(lian)網(wang)(wang)(wang)金融(rong)(rong)相關客(ke)戶(hu)將是(shi)未來新公司的(de)主(zhu)要(yao)服(fu)務對象。據陽光保(bao)(bao)險表示，陽光渝融(rong)(rong)信(xin)用保(bao)(bao)證(zheng)(zheng)保(bao)(bao)險公司將堅(jian)持傳(chuan)統信(xin)用保(bao)(bao)證(zheng)(zheng)業(ye)務與互聯(lian)網(wang)(wang)(wang)金融(rong)(rong)信(xin)用保(bao)(bao)證(zheng)(zheng)業(ye)務創新模(mo)(mo)式相結合、線上與線下(xia)相結合的(de)業(ye)務模(mo)(mo)式，主(zhu)要(yao)服(fu)務于互聯(lian)網(wang)(wang)(wang)金融(rong)(rong)相關客(ke)戶(hu)、中小(xiao)微企業(ye)和城鄉(xiang)居(ju)民三大群體，從而填補專業(ye)性商業(ye)信(xin)用保(bao)(bao)險經營(ying)的(de)空(kong)白。