大公信用數據(ju)(ju)(ju)有(you)限公司(si)21日發(fa)布的(de)《互(hu)聯(lian)(lian)網(wang)金融(rong)(rong)票(piao)據(ju)(ju)(ju)質押融(rong)(rong)資(zi)(zi)信用風險報告》稱，互(hu)聯(lian)(lian)網(wang)票(piao)據(ju)(ju)(ju)質押融(rong)(rong)資(zi)(zi)平臺數量不斷增長，模式(shi)不斷創(chuang)新，融(rong)(rong)資(zi)(zi)規(gui)模越來越大。截至2014年10月，互(hu)聯(lian)(lian)網(wang)票(piao)據(ju)(ju)(ju)融(rong)(rong)資(zi)(zi)規(gui)模達10萬億元，接近線下全國總票(piao)據(ju)(ju)(ju)市場(chang)規(gui)模的(de)5%。互(hu)聯(lian)(lian)網(wang)票(piao)據(ju)(ju)(ju)融(rong)(rong)資(zi)(zi)理財(cai)的(de)平均收益率(lv)達8%，遠遠高于貨幣市場(chang)基金和銀行(xing)理財(cai)產品的(de)水平。目前(qian)互(hu)聯(lian)(lian)網(wang)票(piao)據(ju)(ju)(ju)質押融(rong)(rong)資(zi)(zi)存在(zai)五大問題(ti)：信息披露(lu)真(zhen)實規(gui)范性不足、虛假票(piao)據(ju)(ju)(ju)現(xian)象嚴重(zhong)、一票(piao)多(duo)押融(rong)(rong)資(zi)(zi)問題(ti)較多(duo)、虛假宣傳誤(wu)導投(tou)資(zi)(zi)者(zhe)、廣泛存在(zai)自(zi)融(rong)(rong)問題(ti)。