每經AI快訊，財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)2024年三(san)季(ji)(ji)度償(chang)付能(neng)力報告(gao)已陸續披露(lu)。 除個別險(xian)(xian)(xian)(xian)企(qi)(qi)因特殊情況未公(gong)(gong)(gong)布數據(ju)之外，多(duo)數財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)前三(san)季(ji)(ji)度的保(bao)險(xian)(xian)(xian)(xian)業(ye)務(wu)收(shou)(shou)入、凈(jing)(jing)利潤(run)(run)等業(ye)績指標(biao)均已出(chu)爐。據(ju)記者(zhe)梳理，截(jie)至11月10日，共有84家(jia)(jia)財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)披露(lu)了三(san)季(ji)(ji)度業(ye)績。 總(zong)體來看，前三(san)季(ji)(ji)度，84家(jia)(jia)財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)總(zong)計(ji)(ji)實現(xian)(xian)保(bao)險(xian)(xian)(xian)(xian)業(ye)務(wu)收(shou)(shou)入13055.55億(yi)元(yuan)，同(tong)比(bi)增長6.2%；實現(xian)(xian)凈(jing)(jing)利潤(run)(run)506.84億(yi)元(yuan)，同(tong)比(bi)增長13.6%。其(qi)中，“老三(san)家(jia)(jia)”（人保(bao)財(cai)(cai)險(xian)(xian)(xian)(xian)、平安產(chan)險(xian)(xian)(xian)(xian)、太保(bao)產(chan)險(xian)(xian)(xian)(xian)）合計(ji)(ji)實現(xian)(xian)凈(jing)(jing)利潤(run)(run)417.72億(yi)元(yuan)，占84家(jia)(jia)財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)合計(ji)(ji)凈(jing)(jing)利潤(run)(run)的82.4%。 受訪專家(jia)(jia)表示，今(jin)年前三(san)季(ji)(ji)度，財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)保(bao)險(xian)(xian)(xian)(xian)業(ye)務(wu)收(shou)(shou)入和凈(jing)(jing)利潤(run)(run)增速平穩。但行業(ye)“馬太效應”仍較為突(tu)出(chu)，這(zhe)主要是由于大型財(cai)(cai)險(xian)(xian)(xian)(xian)公(gong)(gong)(gong)司(si)具有規(gui)模效應優勢、品牌優勢和成本優勢。對于中小險(xian)(xian)(xian)(xian)企(qi)(qi)而言，需要專注細分(fen)領域(yu)，做好產(chan)品差異(yi)化與個性化，以夯實自(zi)身經營(ying)能(neng)力。（證券日報）