每經(jing)AI快(kuai)(kuai)訊，廣(guang)東省(sheng)人(ren)民政府印發(fa)(fa)2023年廣(guang)東金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)支(zhi)持經(jing)濟高質量(liang)發(fa)(fa)展(zhan)行動方(fang)案，其中提(ti)出，支(zhi)持房(fang)地(di)(di)產(chan)(chan)市場(chang)平穩(wen)(wen)健康發(fa)(fa)展(zhan)。因城施策實施好(hao)差別化住(zhu)房(fang)信(xin)貸(dai)政策，合(he)理(li)確定(ding)商業(ye)性(xing)個(ge)人(ren)住(zhu)房(fang)貸(dai)款(kuan)(kuan)的(de)(de)最低首付款(kuan)(kuan)比例、最低貸(dai)款(kuan)(kuan)利(li)率要求，支(zhi)持居民剛(gang)性(xing)和(he)改(gai)善性(xing)住(zhu)房(fang)需求。用(yong)足(zu)(zu)用(yong)好(hao)“保交樓”專項(xiang)(xiang)借款(kuan)(kuan)、“保交樓”貸(dai)款(kuan)(kuan)支(zhi)持計劃等政策工具(ju)，保持開(kai)(kai)發(fa)(fa)貸(dai)款(kuan)(kuan)和(he)債(zhai)券融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)穩(wen)(wen)定(ding)，加(jia)快(kuai)(kuai)開(kai)(kai)展(zhan)保函置(zhi)換預售監管資(zi)(zi)金(jin)(jin)(jin)業(ye)務，滿足(zu)(zu)項(xiang)(xiang)目(mu)(mu)合(he)理(li)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)需求。支(zhi)持信(xin)托公(gong)(gong)司(si)、金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)產(chan)(chan)管理(li)公(gong)(gong)司(si)依法合(he)規參與(yu)(yu)房(fang)地(di)(di)產(chan)(chan)項(xiang)(xiang)目(mu)(mu)并(bing)(bing)(bing)購重(zhong)組。鼓(gu)勵金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)重(zhong)點支(zhi)持治理(li)完善、聚焦主業(ye)、資(zi)(zi)質良好(hao)的(de)(de)房(fang)地(di)(di)產(chan)(chan)企(qi)業(ye)穩(wen)(wen)健發(fa)(fa)展(zhan)，支(zhi)持優(you)(you)質房(fang)企(qi)與(yu)(yu)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)自主協商存量(liang)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)展(zhan)期，利(li)用(yong)資(zi)(zi)本市場(chang)并(bing)(bing)(bing)購重(zhong)組和(he)開(kai)(kai)展(zhan)股權融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)，為(wei)優(you)(you)質房(fang)企(qi)發(fa)(fa)行債(zhai)務融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)工具(ju)提(ti)供(gong)增信(xin)支(zhi)持。鼓(gu)勵金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)優(you)(you)化建(jian)筑(zhu)企(qi)業(ye)信(xin)貸(dai)服(fu)務，提(ti)供(gong)必要的(de)(de)貸(dai)款(kuan)(kuan)支(zhi)持，保持建(jian)筑(zhu)企(qi)業(ye)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)連(lian)續穩(wen)(wen)定(ding)。做好(hao)重(zhong)點房(fang)地(di)(di)產(chan)(chan)企(qi)業(ye)風險(xian)處置(zhi)項(xiang)(xiang)目(mu)(mu)并(bing)(bing)(bing)購的(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)支(zhi)持和(he)服(fu)務工作，對并(bing)(bing)(bing)購出險(xian)和(he)困難(nan)房(fang)地(di)(di)產(chan)(chan)企(qi)業(ye)項(xiang)(xiang)目(mu)(mu)的(de)(de)并(bing)(bing)(bing)購貸(dai)款(kuan)(kuan)暫不納入房(fang)地(di)(di)產(chan)(chan)貸(dai)款(kuan)(kuan)集中度管理(li)。（ 廣(guang)東省(sheng)人(ren)民政府網站）