每經(jing)編輯｜每經(jing)記者 黃俊玲 發(fa)自(zi)北京    

將建立(li)“紅名(ming)(ming)單”和“黑名(ming)(ming)單”制度

保(bao)(bao)(bao)監(jian)會(hui)(hui)和(he)發改委相關(guan)部(bu)門(men)負責人在(zai)(zai)答記者問時表示，保(bao)(bao)(bao)險(xian)(xian)(xian)業信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)體(ti)系(xi)(xi)(xi)建設(she)是一(yi)項(xiang)復雜的(de)(de)(de)系(xi)(xi)(xi)統(tong)(tong)工(gong)程，當前最急需、最迫切要(yao)(yao)做的(de)(de)(de)工(gong)作(zuo)主(zhu)要(yao)(yao)是兩項(xiang)：一(yi)是建立(li)保(bao)(bao)(bao)險(xian)(xian)(xian)業統(tong)(tong)一(yi)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)(xin)息平(ping)臺。根據(ju)社會(hui)(hui)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)體(ti)系(xi)(xi)(xi)建設(she)部(bu)際聯(lian)席(xi)會(hui)(hui)議要(yao)(yao)求，各(ge)行(xing)(xing)各(ge)業都要(yao)(yao)對(dui)企業、個人的(de)(de)(de)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)行(xing)(xing)為進行(xing)(xing)記錄，納入信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)(xin)(xin)息系(xi)(xi)(xi)統(tong)(tong)，并進行(xing)(xing)交換、共享(xiang)和(he)整(zheng)合，形成(cheng)一(yi)個完整(zheng)的(de)(de)(de)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)檔(dang)案。保(bao)(bao)(bao)險(xian)(xian)(xian)業將(jiang)(jiang)著(zhu)手(shou)建立(li)涵蓋保(bao)(bao)(bao)險(xian)(xian)(xian)機(ji)構、保(bao)(bao)(bao)險(xian)(xian)(xian)從(cong)(cong)業人員乃(nai)至保(bao)(bao)(bao)險(xian)(xian)(xian)消(xiao)費者的(de)(de)(de)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)記錄，并依托這些(xie)記錄，對(dui)保(bao)(bao)(bao)險(xian)(xian)(xian)機(ji)構和(he)從(cong)(cong)業人員進行(xing)(xing)信(xin)(xin)(xin)(xin)(xin)用(yong)(yong)評價。二是健全守(shou)信(xin)(xin)(xin)(xin)(xin)激勵(li)失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)懲(cheng)(cheng)戒(jie)(jie)機(ji)制(zhi)(zhi)(zhi)。這里包(bao)括兩個方面(mian)(mian)，一(yi)方面(mian)(mian)是保(bao)(bao)(bao)險(xian)(xian)(xian)業自身加(jia)(jia)強(qiang)(qiang)守(shou)信(xin)(xin)(xin)(xin)(xin)激勵(li)和(he)失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)懲(cheng)(cheng)戒(jie)(jie)機(ji)制(zhi)(zhi)(zhi)建設(she)。誠(cheng)信(xin)(xin)(xin)(xin)(xin)缺失(shi)(shi)(shi)一(yi)個很重要(yao)(yao)的(de)(de)(de)原(yuan)因就(jiu)在(zai)(zai)于現在(zai)(zai)很多失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)行(xing)(xing)為成(cheng)本太低。為此(ci)，要(yao)(yao)加(jia)(jia)強(qiang)(qiang)對(dui)守(shou)信(xin)(xin)(xin)(xin)(xin)主(zhu)體(ti)的(de)(de)(de)獎勵(li)和(he)激勵(li)，建立(li)保(bao)(bao)(bao)險(xian)(xian)(xian)業“紅名單(dan)”制(zhi)(zhi)(zhi)度，加(jia)(jia)大對(dui)守(shou)信(xin)(xin)(xin)(xin)(xin)行(xing)(xing)為的(de)(de)(de)表彰、宣傳和(he)支持力度。同(tong)時也(ye)要(yao)(yao)加(jia)(jia)強(qiang)(qiang)對(dui)失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)主(zhu)體(ti)的(de)(de)(de)約束和(he)懲(cheng)(cheng)戒(jie)(jie)，健全失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)懲(cheng)(cheng)戒(jie)(jie)制(zhi)(zhi)(zhi)度，建立(li)保(bao)(bao)(bao)險(xian)(xian)(xian)業“黑名單(dan)”制(zhi)(zhi)(zhi)度和(he)市場(chang)退出(chu)機(ji)制(zhi)(zhi)(zhi)。此(ci)外，還將(jiang)(jiang)建立(li)失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)行(xing)(xing)為有獎舉報(bao)制(zhi)(zhi)(zhi)度，將(jiang)(jiang)保(bao)(bao)(bao)險(xian)(xian)(xian)行(xing)(xing)業誠(cheng)信(xin)(xin)(xin)(xin)(xin)放在(zai)(zai)社會(hui)(hui)群體(ti)監(jian)督之(zhi)中，加(jia)(jia)大對(dui)失(shi)(shi)(shi)信(xin)(xin)(xin)(xin)(xin)行(xing)(xing)為的(de)(de)(de)約束、懲(cheng)(cheng)處力度。

每經記(ji)者獲(huo)悉，至(zhi)于具(ju)體(ti)有哪些“紅(hong)名(ming)單(dan)”、哪些“黑名(ming)單(dan)”，將(jiang)在具(ju)體(ti)實(shi)踐中不(bu)斷建立和完(wan)善，各(ge)地保監局(ju)可(ke)以根據當地實(shi)際需求來(lai)確定本轄(xia)區的紅(hong)黑名(ming)單(dan)。